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3.5? Seemed worse than that, but there you go. As for being covered with the house insurance, don't know about that, being an 'act of god' (she's such a nasty woman at times) probably not. Got a tent in the garage if the worst comes to the worst.
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The thing is, they are normally over just as you realise what the hell is going on. But they do say, get down by the side of the bed as thats a safe place, the debris will fall around you and the bed would save you.
Duck under a sturdy piece of furniture, cover your eyes with your arm and hold on. If you are not near a strong table or desk, sit on the floor near an interior wall and away from windows, fireplaces, appliances or furniture that could topple over. Doorways are not necessarily safer than other locations. Avoid being in or under stairwells or near building expansion joints. I just heard the noise, realised what was happening, and waited with baited breath praying the house wouldn't fall down. My partners response was "Go to sleep and don't be silly". So there you go, hopefully it will only ever be tremors and not anything major. Sweet dreams ZZZzzzzzzzzzzzzzzzzzz |
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Some of you raised queries as to whether damage by earthquake wiould be covered under your house/apartment insurance policy.
I have checked my policy wording which is with Mapfre. Earthquake damage is not covered by Mapfre. However it appears that earthquake damage is covered by the Insurance Compensation Consortium for Losses Deriving from Extraordinary Circumstances provided a surcharge has been paid under the Mapfre policy to the Insurance Compensation Consortium. It seems to me that this compensation consortium operates on more or less the same basis as the Terrorisim reinsurance pool operates for commercial insurance in the UK. Next time I am over in Torrevieja I will be checking with my broker to find out if my policy has this surcharge payment - remember Torreiveja suffered severe earhtquake damage about 160 years ago and the area is subject to regular earthquakes. Rgds, Dermot Sheehy. |
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