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Public Liability/Responsabilidad Civil on insurance

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  • Public Liability/Responsabilidad Civil on insurance

    Could you advise an amount which is considered reasonable to insure for Public Liability on Spanish contents/building insurance. In the UK we will insure for sums of £2 million pounds but the amounts in Spain are much lower. I would like to ensure that I am covered for the correct amount.

    Thank you

  • #2
    The civil liability depends on the risk, but we understand that an amount of 300.000 Euros would be sufficient for an average property that is a permanent residence. However, it will depend on the person, family and others that may live together, and also on the construction and the risk that could be valued against a third party.

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    • #3
      Thank you for your reply. I have a bit more than you advised so I know that Ihave the correct amount of cover.

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      • #4
        I would agree to the above comment and would say it is always useful to compare policies as the amount often differs considerably.

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